Grad school funding
Direct loan caps, Grad PLUS, and how to fill a graduate funding gap after July 1, 2026.
- Grad PLUS Is Gone for Most New Borrowers: How to Pay for Grad School Now
After July 1, 2026, most graduate students cannot take out new Grad PLUS loans. Here is how federal caps, the limited exception, and private funding fit together.
- How the Grad Funding Gap Calculator Works
Step-by-step explanation of how Student Loan Secrets estimates remaining federal Direct Unsubsidized room and the private loan gap after July 1, 2026 caps.
- How to Pay for an MBA After July 1, 2026
Full-time MBA students must plan around lower federal annual caps and no new Grad PLUS for most borrowers, while weighing employer sponsorship and private loans.
- How to Pay for Law School After July 1, 2026
New federal loan limits and the end of Grad PLUS for most borrowers change how law students stack scholarships, unsubsidized loans, and private credit.
- How to Pay for Medical School After July 1, 2026
Medical students face long programs, high living costs, and new federal caps after Grad PLUS ended for most borrowers. Plan federal unsubsidized, aid, and private gaps deliberately.
- How to Pay for Nursing and Health Programs After July 1, 2026
ADN, BSN, MSN, DNP, PA, and other health programs sit in different federal loan categories after Grad PLUS ended. Confirm your program's limits with financial aid.
- New Federal Direct Loan Limits in 2026
Graduate, professional, and Parent PLUS Direct Loan annual and aggregate caps that took effect July 1, 2026, plus the Grad PLUS limited exception.