About

Student Loan Secrets

Student Loan Secrets is owned and operated by KEYZ Media.

We help people make a funding or payoff decision with tools, then point to a lender only when that path still makes sense. The secrets lenders and servicers do not put in the brochure, including when you should not refinance.

We are not a lender, a loan servicer, or a debt-relief company. We do not originate loans, and we do not sell paid forgiveness or paid "student aid help." Federal programs are applied for on StudentAid.gov.

Who publishes this site

Jason Keyz is a serial entrepreneur, the founder of KEYZ Media, and the publisher of Student Loan Secrets. He builds and runs finance and media businesses, including New Bank Account, and he uses that same decision-first approach here: run the numbers, say when a path is a bad fit, and only then talk about a lender.

Jason is not presented as a Certified Financial Planner or a Certified Student Loan Professional. How the calculators work, what sources we use, and what we will not invent is on our methodology page. How we get paid, when partner links are live, is on the advertiser disclosure.

What we will not do

• Invent rates, reviews, press mentions, or partner payouts.
• Steer you to refinance a federal loan without warning that you give up IDR (including RAP), PSLF, and federal deferment or forbearance.
• Promote paid debt-relief or paid forgiveness services. You never have to pay for help with federal student loans.